<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=530343144377320&amp;ev=PageView&amp;noscript=1">
Welding contractor insurance is a specialized commercial insurance that’s designed to meet welders’ risk mitigation needs. The insurance won’t prevent something bad from happening, but it may provide financial resources in the event of a covered incident.
Most businesses that offer welding services in Massachusetts can likely benefit from having welder insurance in place. This includes welders who perform automotive repairs, work on new building construction projects, work on marine construction projects, work on pipe projects or do similar sorts of work.
  • Business Personal Property Coverage
  • Inland Marine Coverage
  • uilders Risk Coverage

What is Welding Contractor Insurance?

Welding work comes with certain risks, and it’s important to protect against those risks whenever possible. In addition to following all applicable safety standards, another way welders in Massachusetts can protect themselves is by purchasing welding contractor insurance. 

Welding contractor insurance is a specialized commercial insurance that’s designed to meet welders’ risk mitigation needs. The insurance won’t prevent something bad from happening, but it may provide financial resources in the event of a covered incident.

What Massachusetts Businesses is Welder Insurance Right For?

Most businesses that offer welding services in Massachusetts can likely benefit from having welder insurance in place. This includes welders who perform automotive repairs, work on new building construction projects, work on marine construction projects, work on pipe projects or do similar sorts of work.

In some cases, businesses might weld parts and do other work. For example, new home builders might employ welders alongside carpenters, electricians and other workers. 

When this is the case, businesses should speak with an insurance agent who specializes in welder insurance policies. A specialized agent will know whether welder insurance or another insurance option is more suitable for a particular multifaceted business.

TESTIMONIALS

Customers Love Us

  • When I called the staff at Paul T. Murphy Insurance, they explained how auto reform would allow me to increase coverage and save money at the same time. I moved my home and umbrella insurance to my current auto carrier and saved over $350. In July 2008 when my auto insurance renews with Safety Insurance, I will save another $300 just for having my auto and home insurance with the same company. The staff at Paul T Murphy Insurance Agency really understands the new Massachusetts reform and how to pass savings and additional coverage to their clients.

    Frank

    Winchester, MA

  • After many years of doing business with the Paul T. Murphy Insurance Agency, I am thrilled to learn of this relationship with Northrup to service the Lynnfield area. I have trusted both my personal and business policies with Paul and have never received less than the best of service. I like the face that they service as professionals but treat you like a friend. Recently during a complicated Workers Comp claim, Paul showed up to walk me through what I thought would be a mess of paperwork and confusion – the personalized service I receive spoke volumes. I have never gotten service like that from anyone else. I also like the fact that they are always ready to save me money without ever compromising my coverage.

    Tony Bartolo

    Lynnfield, MA

  • One of the best business and personal decisions I ever made was to collaborate with Paul Murphy Insurance Company for our families insurance needs. Starting with our business policies, then eventually all of our personal policies, we have slowly transitioned all to be managed by PMI. Many companies loosely tout that they treat you as one of the family; PMI proves it in their actions. We are glad we are part of their family.

    Kelly Ilebode

    Boston, MA

Welding Contractor Insurance Massachusetts

What Coverages Do Welding Contractor Policies Offer?

Most welding contractor policies are written as package policies, which means they contain multiple coverages within them. This can allow policies to cover against multiple and very different risks. The specific coverages found within welding policies generally break down into property coverages and liability coverages.

Property coverages normally protect the things that a business owns. Some property coverages that welders commonly need are:

  • Business Personal Property Coverage, which may cover equipment, tools and supplies when they’re at a business’s facility
  • Inland Marine Coverage, which may cover equipment and tools when they’re transported to and from work sites
  • Builders Risk Coverage, which may cover equipment and tools while they’re at work sites
  • Equipment Breakdown Coverage, which may cover essential equipment in the event of a malfunction
  • Employee Dishonesty Coverage, which may cover employee theft

Liability coverages normally protect against incidents that a business could be held financially responsible for. Some liability coverages that welders commonly need are:

  • General Liability Coverage, which may cover common accidents and basic defamation lawsuits
  • Auto Liability Coverage, which may cover accidents employees are in while they’re driving for work
  • Completed Operations Liability Coverage, which may cover malfunctions in work that’s been completed
  • Umbrella Liability Coverage, which may provide a supplemental layer of liability protection

Auto liability coverage can frequently be expanded into a commercial auto coverage that also protects business-owned vans and trucks against damage. 

Speak With a Business Professional!

Do Welders Who Work as Subcontractors Need Their Own Insurance?

Welders who perform work as subcontractors may receive some insurance coverage from their hiring contractor. Not all hiring contractors extend coverage, though, and those that do might not offer all of the protections that welders need. After all, welders have some unique risk considerations that many general contractors don’t have.

Because suitable coverage isn’t always provided by a hiring contractor, subcontracting welders are often wise to procure their own insurance. An insurance agent who specializes in welder policies can help welding contractors review their particular situation, and obtain any coverage that they might want or need.

Welding Contractor Insurance Massachusetts

How Can Welders in Massachusetts Get Welding Contractor Insurance?

For help insuring a Massachusetts welding business, contact the independent insurance agents at Paul T. Murphy Insurance. Our agents can show you policy options from many insurance companies in the state, and we have the professionals necessary to help you select the best welding contractor insurance policy for your business.

Get a Free Insurance Quote!