What is Painters Insurance?
Painting professionally can be a financially and personally rewarding line of work, but it’s one that comes with certain potential risks. Painters insurance policies help professional painters in Massachusetts shield themselves from many of the perils they face.
Painters insurance is a specialized type of commercial insurance that’s intended to meet the needs of professional painters and their businesses. In most cases, policies are drafted as package policies that combine several coverages together. This lets the policies provide a robust network of protection.
What Massachusetts Businesses Need Painting Insurance?
The majority of Massachusetts businesses that provide painting services ought to carry painting insurance, for few businesses are without risk and this generally is the best way to insure against the risks that come with painting.
Some specific businesses that could likely benefit from having a painting policy include:
- Sole proprietors who paint full- or part-time
- Businesses that provide commercial or residential painting services
- Businesses that paint and do other types of work
- Nonprofits that offer free residential painting to low-income homeowners
In certain cases, individuals and businesses who don’t have insurance may be unable to secure certain jobs. Many homeowners will only hire contractors (including painters) who are insured, and lots of businesses also require contractors to have insurance.