<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=530343144377320&amp;ev=PageView&amp;noscript=1">

Tree service insurance won’t do anything to prevent incidents from happening, but it could provide Massachusetts arborists with important financial protection in the event of a covered claim.

  • Shape or trim trees
  • Manage tree pest infestations
  • Remove trees and stumps

  • Business Property Coverage
  • Inland Marine Coverage
  • Equipment Breakdown Coverage

What is tree service insurance?

The work of chopping, trimming and otherwise caring for trees comes with substantial risks. Personal injury, damage from falling trees, and theft of equipment are just some of the perils that arborists must consider. Tree service insurance won’t do anything to prevent incidents from happening, but it could provide Massachusetts arborists with important financial protection in the event of a covered claim.

Tree service insurance offers arborists access to specialized insurance policies that are tailored to their needs. Policies typically cover property and liability risks by offering multiple coverages.

Tree Service Insurance Massachusetts


Customers Love Us

  • When I called the staff at Paul T. Murphy Insurance, they explained how auto reform would allow me to increase coverage and save money at the same time. I moved my home and umbrella insurance to my current auto carrier and saved over $350. In July 2008 when my auto insurance renews with Safety Insurance, I will save another $300 just for having my auto and home insurance with the same company. The staff at Paul T Murphy Insurance Agency really understands the new Massachusetts reform and how to pass savings and additional coverage to their clients.


    Winchester, MA

  • After many years of doing business with the Paul T. Murphy Insurance Agency, I am thrilled to learn of this relationship with Northrup to service the Lynnfield area. I have trusted both my personal and business policies with Paul and have never received less than the best of service. I like the face that they service as professionals but treat you like a friend. Recently during a complicated Workers Comp claim, Paul showed up to walk me through what I thought would be a mess of paperwork and confusion – the personalized service I receive spoke volumes. I have never gotten service like that from anyone else. I also like the fact that they are always ready to save me money without ever compromising my coverage.

    Tony Bartolo

    Lynnfield, MA

  • One of the best business and personal decisions I ever made was to collaborate with Paul Murphy Insurance Company for our families insurance needs. Starting with our business policies, then eventually all of our personal policies, we have slowly transitioned all to be managed by PMI. Many companies loosely tout that they treat you as one of the family; PMI proves it in their actions. We are glad we are part of their family.

    Kelly Ilebode

    Boston, MA

What professionals in Massachusetts should have arborist insurance in place?

Most individuals and businesses that offer for-hire tree service in Massachusetts should consider arborist insurance. This includes arborists and anyone else offering tree-related services.

For example, businesses that do the following sorts of work might find that this is the best insurance option for them:

  • Shape or trim trees
  • Manage tree pest infestations
  • Remove trees and stumps
  • Provide municipal tree care
  • Offer landscaping services
  • Offer hardscaping services

Speak With a Business Professional!

What coverages are available from arborist insurance policies?

Depending on their terms and conditions, arborist insurance policies might offer coverages such as:

Arborists also frequently need commercial auto coverage for the vehicles that they use. A commercial policy is usually needed if a business owns commercially registered trucks. Commercial coverage might also be needed even if business owners drive personally owned trucks for work.

An insurance agent who specializes in arborist insurance will be familiar with the nuances of commercial auto coverage. They can help ensure that any vehicles used are properly insured while they’re being driven to and from job sites.

Tree Service Insurance Massachusetts

Is workers' compensation coverage included in arborist insurance policies?

Workers' compensation coverage normally protects against a variety of job-related injuries, which are certainly a risk when climbing and cutting trees. Most businesses in Massachusetts are required to carry the coverage if they have employees, and this requirement typically applies to arborists.

Whether workers' compensation is available within an arborist policy depends on the policy. Some policies may include the coverage, while others leave it to be purchased alone. If the coverage isn’t included within an arborist policy, it’s readily available through policies that provide only workers comp.

Looking For a Business Quote?

How can arborists get quotes for tree service insurance?

For help comparing tree service insurance quotes, contact the independent insurance agents at Paul T. Murphy Insurance. Our Massachusetts agents are able to request multiple customized quotes on your behalf, and we can get those quotes from different insurance companies. Once we have quotes, our agents can help you compare them to determine which would best meet your business' needs.

Get a Free Quote!