<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=530343144377320&amp;ev=PageView&amp;noscript=1">
Call Now
Call Us
(781) 321-9700
Working Hours
9:00am – 5:00pm
Email
info@ptminsurance.com
    Plumbing insurance is a specialized type of commercial insurance that’s designed to meet the needs of plumbing businesses and plumbers. Policies are typically written as package policies that bundle multiple coverage’s together, and businesses usually can adjust the coverage’s in their particular policy to suit their situation.
    • Plumbers who are self-employed
    • Employees of plumbing businesses that do side gigs on their own
    • Businesses that offer commercial plumbing services
    • General Liability Coverage
    • Errors and Omissions Coverage
    • Commercial Umbrella Coverage

    What is Plumbing Insurance?

    Plumbing businesses and professionals who work in this field are exposed to a range of potential risks, which include property, liability and other possible risks. Plumbing insurance helps plumbing businesses in Massachusetts shield themselves from many of the risks that they’re exposed to. 

    Plumbing insurance is a specialized type of commercial insurance that’s designed to meet the needs of plumbing businesses and plumbers. Policies are typically written as package policies that bundle multiple coverages together, and businesses usually can adjust the coverages in their particular policy to suit their situation.

    Speak With a Business Professional!

    What Massachusetts Businesses Need Plumbers Insurance?

    Broadly speaking, the majority of Massachusetts businesses and professionals that provide plumbing services should carry plumbers policy. Few businesses are free of risk, and not having insurance can leave businesses dangerously and unnecessarily exposed to risks that they could otherwise mitigate.

    Some specific examples of businesses that this insurance might be well-suited for include:

    • Plumbers who are self-employed
    • Employees of plumbing businesses that do side gigs on their own
    • Businesses that offer commercial plumbing services
    • Businesses that offer residential plumbing services

    Additionally, businesses that primarily do other types of work but occasionally address plumbing issues may also need this type of insurance. For example, remodelers, general contractors and homebuilders who install or replace plumbing systems might need a plumbers policy.

    Businesses and professionals who don’t know whether they need plumbers insurance can speak with an insurance agent who knows this commercial insurance. A specialized agent will have the expertise necessary to make an informed recommendation based on a business’ particular situation.

    Get a Free Quote!
    TESTIMONIALS

    Customers Love Us

    • I love Paul Murphy insurance. I have been a customer since 2004 upon first getting my license. I wouldn't dream of working with any other insurance agency. Paul Murphy insurance as far as I'm concerned is part of my family. I do more personal registration and insurance transactions through them per year then any normal sane human being should be a part of. They have known me on a first name basis for quite a while and know exactly what it means when I walk in the door. They have been above & beyond helpful and I've learned so much from them. I'll bet my bottom dollar when they see this review they'll know who this is. Have a wonderful day Paul Murphy crew you'll probably see me in about 2 months.

      Sikla wolfy, Google Review

    • We had an absolutely fantastic experience with this company. They truly are a one-stop-shop, sorting out every single thing from car and house insurance to even managing the process of getting our plates directly from their office. This is an excellent, all-encompassing business; you simply can't go wrong choosing them. They are our exclusive insurance provider in New England.

      DC, Google Review

    • I've been with Paul T Murphy since 2005. My home, car and business liability insurance has gone through this agency. I've had a series of unfortunate matters over the past 2 years and they've helped me every step of the way. Stephanie is my usual point of contact. She is encouraging, caring and extremely informative. She always gets me the answers I need. Whatever help I need, she is always willing to provide support and instruction. Most importantly, she cares. She often just asks how things are going and provides warm customer service.

      Nika Hollingsworth, Google Review

      Winchester, MA

    • I have been with Paul T. Murphy insurance for years. I have recommended several friends and family members who are very happy with this company. We have our home ins., Liability ins., commercial vehicle coverage and also our personal auto coverage. Just recently my husband was involved in an accident and I was getting no where with the insurance carrier so I called Greg. He did everything he could for us. In the end it worked out due to him and all his hard work. I have also worked with Brian and Du on numerous occasions. They have always worked so hard at getting us the best insurance coverage for a best rate. The customer service there is a 5 star!

      Erin McCabe, Google Review

    • Paul T Murphy Insurance is like having a team of friends in your corner who are always there when you need them. The entire staff is genuinely sincere and incredibly responsive, especially my agent, James. He’s a total pro—always on top of things, super informative, and makes everything easy. Whether it’s a quick question or something more urgent, they’re always ready to help. Can’t recommend this group enough for all your insurance needs!

      Pat McCarthy,Google Review

    • I’ve been a customer of Paul T Murphy Insurance for almost 20 years and have never had to worry about my insurance needs because they always go above and beyond. The staff are incredible and work tirelessly to ensure that they do their very best to support each and every one of their customers. I’ve never encountered a more helpful staff that work around the clock to get the best rates and ensure their customers are happy and taken care of with the best coverage!

      Lindsay Porziella, Google Review

    • James at Paul T. Murphy insurance company was amazing to work with! He helped my husband and me out with our auto and home insurance and was able to save us money for a better policy than our current provider. He was prompt to respond and answered all of our questions! I am so impressed with his knowledge and expertise in the insurance industry! Thank you James

      Ashleigh Cregan

    • Paul Murphy Insurance is the best. The people I've had the pleasure of dealing with were professional, helpful, friendly, made sure that all my questions were answered, and were able to find the best policies for my needs. Most recently, Stephanie, went above and beyond to take care of my issues. I definitely recommend them.

      Jessie Bowen

    • Paul Murphys is the best of the best! Steph is amazing and so sweet! I got into an accident last year and she was there to help with any questions I had and always called to keep me updated and keep in the loop with everything. She makes sure I get the best deal and on top of it all

      Anna Marguerite

    • I’ve only been working with Paul T. Murphy insurance for a short time and I can say with confidence, I made the right choice by choosing their agency. My agent Mike Kulch has been extremely helpful, informative, and always follows up quickly. Sherri in customer service has also been great to work with. As soon as I answered her questions and sent my documents I had a quote within minutes. Thank you Mike and Sherri for helping me lower my home owners insurance

      Ashlyn Tuffy

    Plumbing Insurance Massachusetts

    Do Subcontracting Plumbers Need Their Own Plumbers Policy?

    Plumbers who work for other businesses in a subcontracting role generally ought to have their own plumbers policy. Subcontractors frequently aren’t covered by another business’ insurance policy, and they don’t have total control over that policy’s included coverages even if they are. In most cases, purchasing their own plumbers policy is the best way for subcontractors to make sure they have the insurance protections that they want.

    What Coverages Do Plumbers Insurance Policies Offer?

    While the precise coverages that plumbers insurance policies offer can vary, there are several coverages that policies frequently offer as standard or optional protections. Some of these are:

    • General Liability Coverage, which may cover common accidents and certain liability lawsuits
    • Errors and Omissions Coverage, which may cover claims related to errors made in work
    • Commercial Umbrella Coverage, which may extend supplemental liability coverage
    • Commercial Property Coverage, which may cover a business’ facilities and/or equipment
    • Inland Marine Coverage, which may cover equipment as it’s transported to or from job sites
    • Installation Floater Coverage, which may cover supplies between the time of purchase and installation
    • Commercial Auto Coverage, which may cover company-owned vehicles that are used for work

    In addition to these, businesses may also want business interruption coverage, employment practices liability coverage, cyber liability coverage, or any number of other protections. An insurance agent who’s familiar with the needs of plumbing businesses can help businesses decide which coverages they should have.

    Looking For a Business Quote?

    Do Plumbers Policies Come with Workers Compensation?

    Most plumbing businesses that have paid employees are required by state law to carry workers compensation for their employees, and even some plumbers who are self-employed might want this coverage. Workers compensation normally covers lost wages and medical costs of employees that are associated with on-the-job injuries or illnesses, and most anyone in this field could sustain an injury.

    Workers compensation often isn’t purchased within a plumbers policy, however. Instead, it’s frequently obtained via a stand-alone policy that provides this one coverage. Most agents who are familiar with plumbers policies can also assist with finding workers compensation if it’s needed.

    Plumbing Insurance Massachusetts

    How Can Massachusetts Plumbers Get Plumbing Insurance?

    For help insuring yourself as a plumber or your plumbing business, contact the independent insurance agents at Paul T. Murphy Insurance. Our agents are able to get you plumbing insurance quotes from multiple insurance companies in Massachusetts, and they have the expertise necessary to help you select the best available option.

    Get a Free Quote!
    Some additional information in one line
    Paul Murphy Insurance • 628 Broadway, Rt 99 Malden, MA 02148 • 781.321.9700


        Proud Partner of        Arbella_Insurance_Logo (1)

     

    This material is for informational purposes only. All statements herein are subject to the provisions, exclusions and conditions of the applicable policy, state and federal laws. For an actual description of coverage, terms and conditions, please refer to the applicable insurance policy or check with your insurance professional. The illustrations, instructions and principles contained in the material are general in scope and, to the best of our knowledge, current at the time of publication.

     

    Website Built & Powered by Jump Suit Group