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Do You Know What Wedding Insurance Is?
Paul T. Murphy Insurance Wedding Blog By Paul T. Murphy Insurance on 7/17/2009 7:49 PM
Buying insurance for weddings is a relatively new idea. Before the 1990s, nobody had even heard of such a policy! However, as weddings became more and more elaborate, couples started to look for coverage. What if the groom is injured?
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Weather Disaster Hits Destination Wedding
Paul T. Murphy Insurance Wedding Blog By Paul T. Murphy Insurance on 7/10/2009 9:41 AM
Your Big Day has been planned, The family has booked flights to your tropical wedding, Hotels are booked and so is you’re hall…
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Protect Your Winter Wedding or Event
Paul Murphy Insurance Blog By Paul Murphy Insurance on 6/25/2009 1:26 PM
So you’ve always dreamed of a beautiful winter wedding near the Litchfield hills in northwestern Connecticut. Unfortunately, the weather that particular day managed to produce over a foot of snow and your perfect venue refuses to refund your deposit.
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Bride to Be? Let Paul Murphy Insurance Protect Your Big Day
Paul Murphy Insurance Blog By Paul Murphy Insurance on 6/19/2009 4:55 PM
Here at Paul T Murphy Insurance we are proud to announce our new Wedding Protector Plan, through one of our carriers, Travelers Insurance.
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Summer's Here! Enjoy the Sunshine with One of the 10 Cheapest Convertibles.
Paul Murphy Insurance Blog By Paul Murphy Insurance on 6/12/2009 9:21 AM
For much of the year, the northeast is known for its frigid weather. Now that summer is here, it is time for us in the northeast to enjoy the warm weather! Wouldn't it be great to get to the beach or a picnic while enjoying the sunshine in a new convertible? Cruising in a convertible allows you to enjoy the sun for as long as possible, and lets you ride in style. Although convertibles are great- they can be very expensive to insurance. If you are considering purchasing a convertible, keep your costs down by opting for one of the 10 affordable options below:
  1. Mazda MX5 Miata: $21,285
  2. Mini Cooper Convertible: $22,600
  3. Volkswagon EOS: $28,990
  4. &l ...
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Too Good to Be True (As Featured in The Boston Globe)
Paul Murphy Insurance Blog By Paul Murphy Insurance on 6/5/2009 11:45 AM

A story in Wednesday's Boston Globe, "A year after revamp, auto insurance rates in flux," proves once again that if something sounds too good to be true, it usually is. It also proves the important role that insurance agents have in today's market to educate their clients so that they can make informed decisions as to who their auto insurance carrier should be. By conveying all the facts as to how auto insurance rates are established in Massachusetts, we think today's artible proves, yet again, why Arbella continues to truly be a consumer's best choice.

The Globe story that unbeknownst to many consumers, under the new deregulated insurance system insurers can actually raise average auto rates by up to 10% each year. In fact, two of the most aggressive direct writers from the first year of deregulation are already taking price increases. That would certainly come as a confusing and unwelcome surprise to many consumers, especially those who ...

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New Savings and Discounts from Arbella
Paul Murphy Insurance Blog By Paul Murphy Insurance on 6/2/2009 1:35 PM

One of the companies we represent, Arbella Insurance, has released a new set of discounts to take advantage of. Arbella now offers.

  • Student Away Discount, which enables drivers to save 10 percent on certain coverages when a rated household driver with less than six years of driving experience is residing at a college or another accredited educational institution more than 100 Miles from where the car is garaged.

 

  • Hybrid Discount, which saves drivers 10 percent on certain coverages if they drive a hybrid running on two or more power sources or an electric-only vehicle.

 

  • Enhanced Low Mileage Discount, now expanded so more drivers may be qualified for up to 15 percent savings on cer ...
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What is an Umbrella Policy...Really?
Paul Murphy Insurance Blog By Paul Murphy Insurance on 5/27/2009 9:55 AM

Everyone's heard of an umbrella policy, but very few know exactally what it does. A umbrella gives you excess protection fom rain, and an umbrella policy gives you excess protection from lawsuits when your regular insurance is used up. It "sits on top" of your auto,home, or business insurance to plug the holes and make sure your completely covered.

America seems to have a love affair with lawsuits. It's important to make sure that if you're caught up in one, you won't lose everything. One lawsuit can result in the loss of thousands of dollars, and umbrella insurance kicks in when your regular coverage is spent. It can pay $1 million, $2 million, and sometimes even $5 million of a claim, on top of your regular policy.

Some people have the misconception that umbrella insurance is only for wealthy people, and therefore it's expensive. Both of those facts are false. Umbrella insurance is for &l ...

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Registry of Motor Vehicles Does Away with Mailings
Paul Murphy Insurance Blog By Paul Murphy Insurance on 5/13/2009 9:50 AM

We would just like to remind everyone of the MAIA's notice regarding RMV mailings that will be eliminated. The following material will no longer be mailed out to insureds.

  • License Renewal Notices
  • Mass ID Renewal Notices
  • License Reinstatement Letters
    • Letter sent to a licensed customer when his/her license is reinstated, provided that the license is active
    • Letter sent to an unlicensed customer when his/her right to operate is reinstated
  • Registration Reinstatement Letters:
    • Letter sent to a person or corporation whose suspended registration has been reinstated
    • Letter sent to a person or corporation whose revoked registration has been reinstated
  • Vehicle Inspection Reminder Letters for Vehicle ...
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